India
UPI for Feature Phones from RBI
On Tuesday, the Reserve Bank of India (RBI) announced UPI123Pay, a new digital payment option for feature phones based on the Unified Payments Interface (UPI). The UPI system has so far been restricted to smartphones with internet access. India’s mobile phone population is estimated to be at 180 million. 78 crore of these people have smartphones, while the remaining 78 crores have feature phones. Due to the phone they use, tens of thousands of users have been unable to do UPI transactions. The central bank of India introduced this new payment mechanism to incorporate all such users and bring them into the mainstream of digital payments.
“UPI123Pay would enable NPCI to accomplish its goal of a billion or more daily UPI transactions,” said Biswamohan Mahapatra, head of the National Payments Corporation of India (NPCI), the country’s umbrella organization for retail digital payments.
Working of UPI on Feature Phones?
Users will be able to conduct UPI transactions on feature phones using UPI 123Pay. Except for the scan and pay UPI option available for smartphones, consumers will be able to use all other functionalities. Transactions with the new digital payment mode don’t require an internet connection. To utilize the UPI 123Pay service, people must link their bank accounts to their feature phones. People with feature phones can now use the UPI 123Pay option for a variety of payments, from person to person to the merchant. UPI 123Pay would employ Hindi and English as their primary languages at first.
“We feel that the novel functions available on feature phones would give UPI a boost in many geographies across the country, transforming the way payments are perceived,” Mahapatra said.
UPI: India’s Most Popular Payment Method
In recent years, UPI has become one of India’s most popular payment methods. UPI is the country’s single largest retail payment system in terms of transaction volume.
“A substantial portion of digitalization is limited to people with smartphones, notwithstanding our tremendous growth in digital payments.” “About 40 crore feature phone users had limited access to digital payments,” said T Rabi Sankar, deputy governor of the Reserve Bank of India. He stated that the goal is to attract a significant number of feature phone users into the UPI payment system.
“To further popularise the usage of digital payments, a framework for retail offline payments across the country has been proposed.” This announcement has its roots in a series of successful pilot studies. The results of these experiments strongly suggest that there is more leeway for digital payment-related solutions, particularly in rural areas. According to Nitin Mathur, CEO of Tavaga Advisory Services, “the RBI is enthusiastic about expanding the ease of doing business in India as well as more innovative fintech prospects to capitalize on” as a result of this development.
Latest News
Action Against Illegal Debris Dumping During Ganeshotsav
CIDCO and Navi Mumbai Police take action against six dumper drivers in Vashi, Rabale, Kharghar and Karanjade.
The Action
CIDCO and the Navi Mumbai Police have intensified action against the illegal transportation and dumping of construction debris in Navi Mumbai during the Ganeshotsav period. Authorities have been conducting joint operations, particularly at night and during the early morning hours, when illegal dumping is often carried out.
On Tuesday midnight, a dumper carrying debris from Mumbai was stopped at the Vashi toll naka. The driver was taken into custody and a case was registered at Vashi Police Station. Early Wednesday morning, action was also taken against a 23-year-old driver in Rabale following a complaint by a CIDCO assistant executive engineer.
Later, around 3:45 am, three dumpers were found parked suspiciously in Kharghar Sector 39. During inspection, CIDCO officials found construction debris inside the vehicles. The drivers did not have the required documents permitting transportation or dumping of the debris. The vehicles were reportedly preparing to unload the material near Papadicha Pada in Taloja.
Cases were registered at Kharghar Police Station against the three drivers.
In another action, Panvel Police intercepted a truck carrying illegal debris at Sector 2A in Karanjade. The driver was taken into custody. Officials said monitoring and enforcement would continue alongside Ganeshotsav security arrangements to prevent illegal transportation and dumping of construction debris in Navi Mumbai.
Latest News
Water Cuts May Return in Navi Mumbai After Diwali as Morbe Dam Storage Falls
Usable water storage stands at 75%, civic administration urges residents to avoid wastage.
The Water Cut
The Navi Mumbai Municipal Corporation (NMMC) has warned that water cuts may be reintroduced after Diwali if the water level in Morbe Dam continues to decline. Water cuts in the city were cancelled from Gokul Ashtami to meet the increased demand during the festive season. However, the reduced rainfall in the dam’s catchment area has led to a fall in the available water storage.
Although Morbe Dam currently has an overall storage level of 91.3%, only 75% is considered usable. This is lower than the 84.17% usable storage recorded during the same period last year. In 2024, the usable storage stood at 83.87%. The dam has not filled completely despite the monsoon reaching September. Last year, Morbe Dam had reached 100% capacity by August 20. The lower rainfall this year has raised concerns about water supply planning for the coming months.
The civic administration is hoping for stronger rainfall during the Ganeshotsav period to improve the dam’s storage. Officials have also urged residents to use water carefully and avoid unnecessary wastage. Madan Waghchaudhe, Executive Engineer of the Morbe Project, said that the administration was monitoring the situation closely. He added that a decision on whether to impose water cuts would be taken after Diwali, depending on the water storage and supply requirements.
For now, the NMMC has appealed to citizens to cooperate by using water responsibly.
Latest News
RPI Organises Social Initiatives in Navi Mumbai to Mark Leaders’ Birthdays
Tree plantation, healthcare felicitation, free eye check-ups and educational support held across several areas.
The Social Initiatives
The Republican Party of India (RPI) organised a series of social welfare activities across Navi Mumbai to mark the birthdays of Maharashtra Forest Minister and Palghar Guardian Minister Ganesh Naik and RPI Maharashtra Vice-President Sidram Ohol.
The programmes were held under the leadership of RPI Navi Mumbai Youth President and NMMC Transport Committee member Advocate Yashpal Ohol.
At Dhammadeep Buddh Vihar in Airoli Sector 3, a tree plantation drive was conducted under the theme “One Tree, One Responsibility.” Citizens were encouraged to plant trees and take responsibility for their upkeep.
Healthcare workers, including doctors, nurses and ward boys at Mata Bal Hospital in Airoli, were felicitated for their continued service. As part of the initiative, potted saplings were presented to them, combining appreciation for their work with a message of environmental conservation. A free eye examination and cataract treatment camp was also organised at Digha with the support of Lakshmi Eye Care. Residents received eye check-ups, spectacles-number testing and free cataract surgery for eligible patients.
At Khairane village, educational materials were distributed among students to support their studies. Mathadi workers at the APMC Fruit Market were also felicitated, while the importance of tree plantation was highlighted. RPI office-bearers and workers from various Navi Mumbai units attended the programmes. The organisers said the initiatives aimed to celebrate the leaders’ birthdays through community service and encourage citizens to contribute to social welfare and environmental protection.
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